Financial Intelligence for Managers: Fundamental analysis essentials, Understanding financial statements and financial ratios, Investment time value of money, Investing in debt and equity management

Financial Intelligence for Managers explains how to analyze financial statements, calculate key financial ratios, assess liquidity and profitability, estimate the cost of capital, and evaluate financing alternatives. The book helps readers manage internal and borrowed financing sources, optimize capital structure, value tangible and intangible assets, support mergers and acquisitions valuation, and evaluate the financial impact of alternative financing and investment strategies. What You’ll Find in This Book The book starts with the fundamentals of financial analysis and investment theory, including WACC, CAPM, EVA, financial leverage, and progresses to the tools needed to analyze financial performance, optimize financing structures, value assets, and evaluate investment decisions. Chapter 1: Theoretical Foundations of Financial Analysis. Introduces stock market analysis, technical analysis, capital structure theories, dividend policy, and portfolio investment theory. Chapter 2: Diagnosing Corporate Financial Health. Explores financial stability analysis, corporate financial distress, stakeholder approaches, and early-warning diagnostics. Chapter 3: The Balance Sheet as a Core Financial Statement. Examines balance sheet structure, assets, liabilities, equity, liquidity, and financial position analysis. Chapter 4: Non-Balance-Sheet Financial Statements and Structural–Trend Analysis. Covers income statement analysis, cash flow analysis, disclosure interpretation, and horizontal and vertical financial analysis. Chapter 5: Interpreting Financial Ratios. Analyzes liquidity, profitability, efficiency, leverage, and market value ratios for corporate performance evaluation. Chapter 6: Essentials of Investment Decision-Making. Explains time value of money, asset valuation, discounting methods, inflation, investment risk, and liquidity considerations. Chapter 7: Corporate Financial Resource Planning. Focuses on financial resource management, forecasting methods, and planning business financing needs. Chapter 8: Optimizing the Financing Structure. Examines WACC, financial leverage, capital structure theories, and financing optimization strategies. Chapter 9: Financing Investment Growth. Explores retained earnings, dividend policy, CAPM, depreciation policy, and equity financing strategies. Chapter 10: Debt Financing Policy. Analyzes debt management, cost of debt, capital structure sustainability, and borrowed capital optimization. Chapter 11: Leveraging Borrowed Funds for Sustainable Financial Growth. Covers bank financing, bond issuance, leasing, borrower evaluation, and alternative debt financing instruments. Chapter 12: Asset Management in Financial Decision-Making. Examines asset management, valuation methods, intangible assets, and mergers and acquisitions valuation approaches. Who This Book Is For This book will be useful for managers who need a systematic understanding of financial analysis and corporate finance, business owners evaluating company performance and financing options, investors assessing the financial health of target companies, and decision-makers responsible for capital allocation. About the Author Dr. Sergey Mazol is a PhD economist, lecturer, and policy analyst specializing in investment analysis and corporate finance. As an Associate Professor, he has taught courses in business planning, capital budgeting, and financial management and has advised on real investment projects for private companies. His professional background includes collaboration with the UNECE, OECD, and WTO, and his research focuses on corporate governance (ECGI), investment strategy, and global trade integration.