£55.19

Gabler Verlag Handbuch des Bankmarketing

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Description

Vor rund 30 Jahren habe ich in Anlehnung an Erkenntnisse aus der Theorie der Mar kentreue (Brand Loyalty) einen verhaltenswissenschaftlichen Ansatz dargestellt, mit dem das Kunde-Bank-Verhältnis, insbesondere im Mengengeschäft mit den privaten Haushalten, erklärt werden sollte:! die Theorie der Bankloyalität, unter der die Bereit schaft eines Wirtschaftssubjektes verstanden wird, dauerhaft die Leistungen eines be stimmten Kreditinstituts nachzufragen. Angesichts der weiter zunehmenden Konkurrenz in der Kreditwirtschaft, verstärkt auch aus dem Nearbank- (z. B. Versicherungsaußendienste) und Nonbank-Bereich (z. B. Au tobanken), vor allem aber der rasanten technischen Entwicklung mit dem Trend zur Selbstbedienung (z. B. im Internet) erhebt sich die Frage, ob die Grundlagen einer Theo rie der Bankloyalität mit den daraus gezogenen absatzpolitischen Konsequenzen heute noch gültig sind. Einerseits ist unbestritten, daß die Loyalität der Kunden gegenüber ih rer (Haus-)Bank weiter nachgelassen hat. Nicht eine, sondern mehrere Bankverbindun gen prägen heute zunehmend das Bild, auch bei den Privatkunden; ihre Bereitschaft zum 2 Bankwechsel hat zugenommen. Andererseits besinnen sich die Kreditinstitute auf das traditionelle Relationship Banking. (Nach Saenzsoll damit in Spanien ein dort beobacht barer Trend zur Rekonzentration der Finanzgeschäfte der Privatkunden auf eine Bank unterstützt werden; vgl. seinen Beitrag) Vor allem im Individualkundengeschäft versucht man, über ein systematisches Beziehungsmanagement Kundenzufriedenheit, Kunden bindung und damit die Bankloyalität wieder zu stärken. Die Beiträge in dieser 3.

Product Specifications

Format
Paperback
Domain
Amazon UK
Publication Date
15 June 2012
Listed Since
14 March 2013

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