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£65.99

University of Toronto Press Hard Choices: Financial Exclusion, Fringe Banks and Poverty in Urban Canada

Name: Hard Choices: Financial Exclusion, Fringe Banks and Poverty in Urban Canada
Brand: University of Toronto Press
Price: 65.99 GBP
Availability: InStock

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Description

When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' faced by those underserved by conventional financial institutions is comprehensively examined in Jerry Buckland's powerful study, Hard Choices.The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all. About the Author Jerry Buckland is a professor at Menno Simons College at the Canadian Mennonite University, and affiliated with the University of Winnipeg.

Product Specifications

Brand: University of Toronto Press
Format: hardcover
ASIN: 1442640332
Category: Books > Subjects > Business, Finance & Law > Economics > Economic Conditions
Domain: Amazon UK
Release Date: 30 May 2012
Listed Since: 28 December 2009

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University of Toronto Press Hard Choices: Financial Exclusion, Fringe Banks and Poverty in Urban Canada

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