MACMILLAN EU Payments Integration: The Tale of SEPA, PSD and Other Milestones Along the Road (Palgrave Macmillan Studies in Banking and Financial Institutions)

An inside view of the forces which shaped SEPA and the PSD written from the unique perspective of someone closely involved throughout the process. It uncovers the strategic, legal and practical implications of the full harmonization agenda and provides an assessment of where these initiatives stand today, including key lessons learned. Review 'I very much welcome this timely and informative contribution to the debate on the integration of the Euro payments market.' Gertrude Tumpel-Gugerell, Member of the European Central Bank's Executive Board 'We are at a critical point in the evolution of the European payments landscape. This book comes at the right time to address the key strategic issues for the payments industry in Europe and in a broader global context.' Gerard Hartsink, Chair of the European Payments Council 'Hugely informative. I would recommend it as an essential read for those outside Europe pursuing their own payment integration initiatives as well as for those of us who are experiencing the EU integration challenge first hand.' Sean Fitzgerald, CEO Sentenial About the Author RUTH WANDHÖFER is well known in the payments industry for her in-depth knowledge of the regulatory, market and competitive landscape in Europe and in particular as one of the foremost authorities on SEPA and the PSD. She is responsible for Market Policy and Strategy within the EMEA Global Transaction Services business of Citi and holds a number of senior external positions in the industry.