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Routledge - The Bank Merger Wave - Economics Study

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Description

Explore the deep drivers behind modern financial consolidation in The Bank Merger Wave. This study by Gary A. Dymski challenges the common idea that operating efficiencies are the main reason for the current surge in bank mergers. Instead, the research looks at the real-world impact of these shifts on the economy and society. Readers will learn how bank consolidation can lead to outcomes that hurt consumers and non-financial businesses. The book examines how these mergers might result in lower interest rates, higher fees, and stricter credit constraints for the public. It provides a necessary look at how financial changes affect everyday economic life. Beyond identifying problems, Dymski offers practical solutions by recommending new policies for evaluating prospective mergers. This book is a valuable resource for anyone studying money, banking, and finance who wants to understand the true social and economic consequences of a changing financial landscape.

Key Features

Analyzes the true motivations behind bank merger mania and why operating efficiency may not be the primary driver.

Examines the social consequences of financial consolidation, including its impact on consumers and non-financial businesses.

Investigates how bank mergers can lead to negative economic outcomes like higher fees and tighter credit constraints.

Provides research-based policy recommendations for the evaluation of prospective bank mergers.

Offers a deep dive into the economic causes and social effects of modern banking trends.

Product Specifications

Format
hardcover
Domain
Amazon UK
Release Date
31 March 1999
Listed Since
23 December 2006

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