Routledge - Credit, Consumers and the Law: After the Global Storm

Navigate the evolving landscape of consumer credit law with this comprehensive academic analysis. Following the Global Financial Crisis, legal frameworks in major Western economies have undergone significant changes. This book provides a deep look at how governments in the UK, EU, Australia, New Zealand, and the United States have responded through new legislation. Readers will explore critical updates regarding responsible lending, consumer guarantees, and unfair contracts. By bringing together expert authors from multiple jurisdictions, this text offers a comparative perspective on how different nations handle complex regulations. It evaluates recent legislative initiatives and provides informed predictions regarding their effectiveness and potential weaknesses. This resource is designed for those studying the intersection of markets and the law, offering a clear view of the regulatory shifts shaping the modern financial world. It serves as a vital tool for understanding how legal structures attempt to protect consumers in an increasingly regulated global economy.