£49.99

MACMILLAN - Trust and Power in Consumer Credit Relationships

Name: MACMILLAN - Trust and Power in Consumer Credit Relationships
Brand: MACMILLAN
Price: 50.83 GBP
Availability: InStock

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Description

Explore the changing landscape of modern finance with Trust and Power in Consumer Credit Relationships. This book provides a deep look into the structural asymmetries found in today's consumer credit systems. It examines how the concept of trust functions in economic exchanges, noting how it is often demanded from borrowers while being withheld by lenders. As credit markets have expanded over the last twenty years, the shift toward algorithmic risk assessment and automated decision-making has changed how creditworthiness is defined. This text explores the impact of these technological shifts, including the lack of visibility in lender operations and the opaque infrastructures that borrowers must navigate. Readers will gain an understanding of how risk-based pricing and the costs of evaluating creditworthiness affect the relationship between lenders and borrowers. This work is a necessary resource for anyone studying the consequences of exclusion and the unilateral judgments made within automated credit markets.

Key Features

Examines the structural asymmetries present in contemporary consumer credit systems and economic exchanges.

Analyzes the impact of algorithmic risk assessment and automated decision-making on modern credit markets.

Provides insight into the opaque infrastructures and lack of accountability within lender operations.

Discusses the consequences of risk-based pricing and the rising costs of evaluating creditworthiness.

Explores the shifting dynamics of trust and how it is applied to borrowers versus lenders.

Product Specifications

Brand: MACMILLAN
Format: hardcover
ASIN: 3032139562
Category: Books > Subjects > Business, Finance & Law > Management
Domain: Amazon UK
Release Date: 29 January 2026
Listed Since: 06 November 2025

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MACMILLAN - Trust and Power in Consumer Credit Relationships

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