Trust and Power in Consumer Credit - Data-Driven Creditworthiness - Image 1

£45.46

MACMILLAN Trust and Power in Consumer Credit - Data-Driven Creditworthiness

Name: Trust and Power in Consumer Credit - Data-Driven Creditworthiness
Brand: MACMILLAN
Price: 45.46 GBP
Availability: InStock

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Description

This Palgrave Macmillan book examines the structural imbalances in modern consumer credit systems, where trust is withheld from borrowers whilst demanded of them. Lenders operate with minimal visibility or accountability, whilst borrowers navigate opaque infrastructures and absorb unilateral judgments from algorithmic risk assessment systems. Over two decades, credit markets have expanded through automated decision-making and risk-based pricing that deepens financial exclusion. The book explores how creditworthiness evaluation has become increasingly complex and consequential, addressing the power asymmetries that define contemporary lending relationships. Essential reading for understanding how data-driven systems reshape borrower vulnerability and lender authority in modern economies.

Key Features

Examines structural asymmetries in contemporary consumer credit systems and how they affect borrowers.

Analyzes the role of algorithmic risk assessment and automated decision-making in modern lending practices.

Explores how creditworthiness evaluation has deepened ex-clusion and entrenched risk-based pricing strategies.

Published by Palgrave Macmillan, a leading academic publisher of business and finance research.

Addresses the accountability gap between lenders and borrowers in opaque credit infrastructures.

Product Specifications

Brand: MACMILLAN
Format: hardcover
ASIN: 3032139562
Category: Books > Subjects > Business, Finance & Law > Management
Domain: Amazon UK
Release Date: 29 January 2026
Listed Since: 06 November 2025

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MACMILLAN Trust and Power in Consumer Credit - Data-Driven Creditworthiness

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