Microcredit and Group Composition: Empirical Evidence from FINCA Uganda - Image 1

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LAP Lambert Academic Publishing Microcredit and Group Composition: Empirical Evidence from FINCA Uganda

Name: Microcredit and Group Composition: Empirical Evidence from FINCA Uganda
Brand: LAP Lambert Academic Publishing
Price: 43.0 GBP
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Anthropology & Sociology

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Description

A major obstacle to growth in poor countries is known to be the lack of access to bank credit, especially in rural areas, where a large majority of individuals do not have adequate collateral to secure a loan. Starting with the Grameen Bank in Bangladesh and FINCA village banking in Latin America, development policy makers have embraced group lending as a possible alternative for lenders to provide credit to the poor. Group lending typically links the fate of borrowers by stipulating that if one borrower within a group fails to repay her / his loan, the others in the group must repay it for her / him. However, what factors affect group performance and, in particular, how do distance, “social capital” and heterogeneity affect performance, promptitude in paying and saving capability? This empirical analysis attempts to address the above question by employing an original dataset, collected by the author during the months of April-June 2006 among the clients of FINCA Uganda. This work should be especially useful to researchers, policy makers, and all those who are interested in development in general, and in microcredit in particular.

Product Specifications

Brand: LAP Lambert Academic Publishing
Format: paperback
ASIN: 3844398937
Category: Books > Subjects > Biography > Medical, Legal & Social Sciences > Anthropology & Sociology
Domain: Amazon UK
Release Date: 06 June 2011
Listed Since: 16 June 2011

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LAP Lambert Academic Publishing Microcredit and Group Composition: Empirical Evidence from FINCA Uganda

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