CREDIT DEMAND AND CREDIT RATIONING: CREDIT DEMAND AND CREDIT RATIONING IN THE INFORMAL FINANCIAL SECTOR IN UGANDA - Image 1

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LAP Lambert Academic Publishing CREDIT DEMAND AND CREDIT RATIONING: CREDIT DEMAND AND CREDIT RATIONING IN THE INFORMAL FINANCIAL SECTOR IN UGANDA

Name: CREDIT DEMAND AND CREDIT RATIONING: CREDIT DEMAND AND CREDIT RATIONING IN THE INFORMAL FINANCIAL SECTOR IN UGANDA
Brand: LAP Lambert Academic Publishing
Price: 70.0 GBP
Availability: InStock

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Description

This study was motivated by the need to determine the key factors that influence credit demand and credit rationing in the informal financial markets so as to contribute to policy formulation to improve access for the poor in Uganda to the broader (formal and informal) financial sector. The results of the study suggest that credit demand in the informal financial sector is positively and significantly influenced by capacity related variables (education level, and household expenditure) at the household level, and the informal lenders? credit rationing behaviour is also negatively and significantly influenced by household wealth factors (asset values). The same variables have similar effects in the models for credit demand and credit rationing in the broader financial sector. Since households demand credit for both investment and consumption smoothing, improved access to the broader financial sector will enable them to acquire more wealth, and move out of poverty in the long run.

Product Specifications

Brand: LAP Lambert Academic Publishing
Format: paperback
ASIN: 3838351649
Category: Books > Subjects > Business, Finance & Law > Economics
Domain: Amazon UK
Release Date: 01 April 2010
Listed Since: 05 April 2010

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LAP Lambert Academic Publishing CREDIT DEMAND AND CREDIT RATIONING: CREDIT DEMAND AND CREDIT RATIONING IN THE INFORMAL FINANCIAL SECTOR IN UGANDA

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It has never been this cheap. We have no record of a lower price.

LAP Lambert Academic Publishing CREDIT DEMAND AND CREDIT RATIONING: CREDIT DEMAND AND CREDIT RATIONING IN THE INFORMAL FINANCIAL SECTOR IN UGANDA

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