Bloomsbury Personal Insolvency Law: A Guide to Irish Law

Personal Insolvency Law offers an in-depth analysis of the provisions of the Personal Insolvency Act 2012 which were introduced to assist the increased number of people experiencing financial and economic difficulties in Ireland. This comprehensive guide to the Personal Insolvency Act sets out clearly the three newly-created debt resolution mechanisms: a Debt Relief Notice; a Debt Settlement Arrangement; and a Personal Insolvency Arrangement. Highly practical in nature, it examines the qualifying criteria that debtors must meet in order to obtain the benefit of these debt resolution mechanisms and provides a detailed step-by-step guide to each of the processes. It also contains the complete collection of Forms required under the Act. The key content covers: The role and responsibilities of the Personal Insolvency Practitioner; The court procedures involved in each of the three debt resolution processes; The role of the Insolvency Service of Ireland in administering these mechanisms; The Reasonable Living Expenses guidelines; A review of offences under the Act; The amendments made to the Bankruptcy Act 1988. Personal Insolvency Law is an ideal book for any practitioner working within this field, including Irish solicitors and barristers, tax consultants, accountants, auditors and financial institutions. Contents: Chapter 1: Introduction Chapter 2: Insolvency Service of Ireland (ISI) Chapter 3: Debt Relief Notices Chapter 4: Debt Settlement Arrangements Chapter 5: Personal Insolvency Arrangements Chapter 6: Court Procedures Chapter 7: Reasonable Living Expenses Chapter 8: Personal Insolvency Practitioners Chapter 9: Offences Chapter 10: Bankruptcy Act Amendments Appendix 1: Prescribed Financial Statement Appendix 2: Application for Debt Relief Notice Appendix 3: Application Form for AI Appendix 4: First Schedule Bankruptcy Act 1988 Appendix 5: DSA Application Form Appendix 6: Section 81 Bankruptcy Act 1988 Appendix 7: Instrument Appointing a Proxy Appendix 8: Application for Protective Certificate Appendix 9: Form No 52A Appendix 10: Form No 52b Appendix 11: Form No 51 Appendix 12: Form No 52 Appendix 13: Form No 52C Appendix 14: Form No 53 Appendix 15: Form No 52D Appendix 16: Form No 54 Appendix 17: Form No 52E Appendix 18: Form No 55 Appendix 19: Form No 52F Appendix 20: Form No 56 Appendix 21: Form No 52G Appendix 22: Form No 57 Appendix 23: Form No 52H Appendix 24: Application Form PIP