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Private Health Insurance: Factors Affecting Premiums, Federal Policy, & Tax Credits (Health Care in Transition)

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Description

Most Americans are covered by private health insurance, which they either obtain through employment or purchase individually. Insurance premiums -- the payments made to buy that coverage by enrollees or by other parties on their behalf -- are high and rising. The Congressional Budget Office and the staff of the Joint Committee on Taxation (JCT) projected that in 2016, the average premium for an employment-based insurance plan will be about $6,400 for single coverage and about $15,500 for family coverage. Average premiums for coverage purchased individually (in what is called the non-group market) are also high -- but not quite as high as average employment-based premiums, mostly because non-group coverage is less extensive and thus requires enrollees to make higher out-of-pocket payments when they receive care. This book reviews the factors affecting premiums, federal policies and tax credits in private health insurances.

Product Specifications

Format
paperback
Domain
Amazon UK
Release Date
01 December 2016
Listed Since
27 September 2016

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