Homeownership Built to Last: Balancing Access, Affordability, and Risk after the Housing Crisis - Image 1

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Brookings Institution Press Homeownership Built to Last: Balancing Access, Affordability, and Risk after the Housing Crisis

Name: Homeownership Built to Last: Balancing Access, Affordability, and Risk after the Housing Crisis
Brand: Brookings Institution Press
Price: 40.21 GBP
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Economic Policy & Development

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Price range: £37 - £40

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Description

The ups and downs in housing markets over the past two decades are without precedent, and the costs - financial, psychological, and social - have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. Eric Belsky and Jennifer Molinsky have assembled a team of specilaists to reexamine the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Contents Introduction: Low-Income Homeownership at a Crossroads Making the Case for Home Ownership as a Policy Goal: Homeownership, Wealth, and the Production of Racialized Space; Is Homeownership Still an Effective Means of Building Wealth for Low-Income and Minority Households? Was It Ever?; Reexamining the Social Benefits of Homeownership after the Housing Crisis Supporting the Home Buying Process; To Buy or Not to Buy? Understanding Tenure Preferences and the Decisionmaking Processes of Lower-Income Households; and Developing Effective Subsidy Mechanisms for Low-Income Homeownership. Contents Introduction: Filling the Void Between Homeownership and Rental Housing Balancing Affordability, Access, and Risk; Standards, Loan Products, and Performance: What Have We Learned?; The Evolving Role of State Housing Finance Agencies; Mortgage Default Option Mispricing and Procyclicality The Government's Role in the Evolving Mortgage Market; Rethinking Duties to Serve in Housing Finance; What Role Has the Government Played in Creating a Dual Mortgage Market in the Past and How Likely Is One to Emerge in the Future?; The Role of Mortgage Finance in Financial (In)Stability Sustaining Homeownership; Protecting Homeowners, Post-Purchase: Lessons Learned; and The Home Mortgage Foreclosure Crisis: Lessons Learned.

Key Features

Brookings Institution Press with the Joint Center for Housing Studies of Harvard University

Product Specifications

Brand: Brookings Institution Press
Colour: White
Format: paperback
ASIN: 0815725647
Category: Books > Subjects > Business, Finance & Law > Economics > Economic Policy & Development
Domain: Amazon UK
Release Date: 27 June 2014
Listed Since: 03 January 2014

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Brookings Institution Press Homeownership Built to Last: Balancing Access, Affordability, and Risk after the Housing Crisis

This is the most expensive it has ever been. Walk away.

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